Giving Credit Where Credit Is Due.

It can be rough trying to get by without a credit card. Imagine trying to make hotel reservations or reserve a rental car. The good news is you don’t need great credit to obtain our secured Visa credit card. It’s perfect for rebuilding or establishing good credit.

How It Works

You pledge cash as collateral, which is deposited into a non-interest bearing share account. The pledged balance equals your Secured Visa credit card limit. You cannot withdraw any funds from the non-interest bearing share account so long as the Secured Visa credit card has a balance, or remains open. Your monthly payments are then reported to the credit bureau which will start creating your new credit score.

Secured Visa Credit Card @ A Glance
Annual FeeNO
Cash Advance Fee NO
Hidden Fee NO
Credit Line Equals non-interest share account balance ($500 minimum)
FREE Travel Accident Insurance YES
FREE Passport Unlimited Rewards YES
24-Hour Telephone Support YES
Apple Pay Support YES
FREE Account Alerts* YES

*Standard data fees and rates may apply based on your plan with your mobile carrier.

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