earn dividends and rebuild credit.

This loan allows you to earn interest on a Certificate while meeting your borrowing needs at the same time. This product is a great option for people who want to rebuild or establish good credit.

How It Works

You can use the cash in a Certificate* or non-term savings account** as collateral for a secured personal loan. Payments on the loan are reported to credit bureau, which will start building your new credit score. Best of all, your certificate will continue to earn dividends.

Secured Personal Loan @ A Glance
Annual FeeNO
Credit Line Equal to certificate* or non-term savings** balance securing the loan
Term Cannot exceed term of certificate securing loan
Rate 4% higher than certificate or non-term savings account securing loan
FREE Account Alerts** YES

*Smart Growth & IRA Certificates cannot be used as security for loan.*Non-term savings account earns 0% interest

**Standard data fees and rates may apply based on your plan with your mobile carrier.

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