With our Preferred Certificates of Deposit (CD) you are guaranteed a fixed rate of return and the flexibility to invest anywhere from six months to six years. Here are some more great features:

• Begin investing with any of our certificates for as little as $500
• Choose the exact date your certificate matures to better meet your investment needs
• No maintenance fees
• All of our Preferred Certificates can be established as Individual Retirement Accounts
• Automatic renewal lets you continue to save without filling out more paperwork
• Track your investment with a quarterly statement

Or if a larger investment is what you are looking for, with $100,000 you can open a Jumbo Certificate at a higher fixed rate of return.

Smart Growth

Our Smart Growth CD is designed to allow you to add funds at anytime, and continue to grow your savings throughout the life of the certificate. Choose terms of three, five or seven years at a variable dividend rate. Our Smart Growth has a minimum requirement of $100 to open.

We also offer a Smart Growth for Kids CD, to help you start saving for your children’s or grandchildren’s future. You can choose from terms of three, five or seven years at a variable dividend rate. With as little as $100 to open a Smart Growth for Kids, saving has never been easier.